How We Can Help
This first stanza from the poem, “The Elephant’s Child” by Rudyard Kipling (1902), is the guide we use when planning for our clients’ retirement.
“I keep six honest serving-men:
(They taught me all I knew)
Their names are WHAT and WHERE and WHEN
And HOW and WHY and WHO.”
Our Template / What
We start with a vision of WHAT your retirement looks like, WHAT you’re retiring to, and WHAT you’ll do with your time.
Where / When / How
Every journey needs a destination, time horizon and plan. So we ask: WHERE are you going to spend your retirement? WHEN do you plan to retire? The HOW is our job – to recommend HOW to maximize and protect your retirement assets.
Why / Who …and Beyond
WHY is at the core of WHY we do what we do and WHO we do it for. In our process, the WHY is the WHAT, WHERE, WHEN that is so important to you. WHO are the people, causes, charities you want to leave your legacy to?
Retirement Planning
No matter where you are in life, we can provide you the guidance, tools, and services to help prepare for retirement on your terms.
Annuities
Are you in or near retirement? Learn how annuities can help generate a reliable stream of income or increase your current savings.
Financial Education Courses
I’m an instructor with Adult Financial Education Services (AFES), specializing in planning and guidance for those who are seeking a better lifestyle and a guaranteed income in retirement.
Tax Planning
Understanding how tax strategies are used to manage your tax bill should be a major part of any reliable financial approach.
Income Strategies
Learn about income strategies for guaranteed lifetime income that can help you maintain your lifestyle now and in retirement.
Life Insurance
A reliable insurance strategy could help protect you and your family from the financial consequences of major life events.
Employee Benefits
Creating a plan that balances the goals of both the organization and its employees requires thorough analysis and review of benefit options and costs.
Money Management
One of the keys to a reliable financial strategy is spending less than you take in, and then finding a way to put your excess to work.
Estate Planning
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.
Insurance Reviews
Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which will readjust your customized strategy.
Long-Term Care
Chances are you could live well into your 80s and 90s, or longer. A long life greatly increases the likelihood you’ll require long-term health care.
Lifestyle Planning
Lifestyle matters look at how to balance work and leisure efficiently, how to make smart choices for the future, as well as many other items regarding how to help you enjoy the journey.
Social Security Optimization
We can help you understand your Social Security benefits and educate you on how you can maximize those retirement benefits.