SERVICES

We start with a vision of WHAT your retirement looks like, WHAT you’re retiring to, and WHAT you’ll do with your time.

Every journey needs a destination, time horizon and plan. So we ask: WHERE are you going to spend your retirement? WHEN do you plan to retire? The HOW is our job – to recommend HOW to maximize and protect your retirement assets.

WHY is at the core of WHY we do what we do and WHO we do it for. In our process, the WHY is the WHAT, WHERE, WHEN that is so important to you. WHO are the people, causes, charities you want to leave your legacy to?

No matter where you are in life, we can provide you the guidance, tools, and services to help prepare for retirement on your terms.

Are you in or near retirement? Learn how annuities can help generate a reliable stream of income or increase your current savings.

I’m an instructor with Adult Financial Education Services (AFES), specializing in planning and guidance for those who are seeking a better lifestyle and a guaranteed income in retirement.

Understanding how tax strategies are used to manage your tax bill should be a major part of any reliable financial approach.

Learn about income strategies for guaranteed lifetime income that can help you maintain your lifestyle now and in retirement.

A reliable insurance strategy could help protect you and your family from the financial consequences of major life events.

One of the keys to a reliable financial strategy is spending less than you take in, and then finding a way to put your excess to work.

Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.

Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which will readjust your customized strategy.

Chances are you could live well into your 80s and 90s, or longer. A long life greatly increases the likelihood you’ll require long-term health care.

We can help you understand your Social Security benefits and educate you on how you can maximize those retirement benefits.